Floods Are More Common Than Ever
Flooding Is More Common Than Ever
Many people, particularly those who live far from coastal areas, choose not to carry flood insurance for their property. But over the last two decades, the number of natural disasters in the United States has increased enormously, and the costs of those disasters have risen as well. In 2017 alone, natural disasters led to $306 billion dollars worth of damage, with the greatest damage coming from storms and flooding.
For people living in areas that have been devastated by a natural disaster, help may be available. The federal government can declare a disaster anytime it appears that local or state resources may not be sufficient to meet community needs. When this happens, FEMA can step in to provide aid.
What Qualifies as a Disaster?
Federal declarations of emergency can be made for a wide variety of natural disasters:
People who live in high-risk areas, like a flood plain, may be required to carry special flood insurance. However, the increased frequency and extent of natural disasters means that many people are not covered for the damage that can occur.
What Should You Do?
If flooding is extensive enough that you need to evacuate, make sure not to return until it is safe to do so. When you return, look for evidence of structural damage before entering your home. Also, be aware that floodwater likely contains a variety of contaminants, so you should avoid direct contact with standing water or waterlogged surfaces and objects.
Take pictures of the damage to your home before any restoration process has begun. This can help to document the extent of the damage and provide evidence for any claims you make.
If you have experienced a flood, contact a restoration professional as soon as possible. In Webb City, MO, these people can assess the damage to your property, explain what needs to happen and do the work safely. They can provide claim information for your flood insurance company, or direct you to state and federal disaster resources.
Floods can be frightening, but help is available. Resources such as FEMA may be able to help you get back on your feet.